Planet Sustainability 2019

Ecocert International Limited

Ecocert International Limited

Planet Sustainability 2020



Ecology Building Society provide mortgages for properties and projects that support sustainability and the environment.  They deal with the straightforward to the unusual and can possibly help where projects have been rejected by other lenders. They also offer savings accounts that are simple and transparent with the benefits being, you know that your money goes towards making a positive environmental impact whilst giving you a fair financial return.  A founding signatory to the UN Principles for Responsible Banking, Ecology is part of the Collective Commitment to Climate Action which sets out a series of actions for the banking sector to take to scale up their contribution and align their lending  with the objectives of the Paris Agreement on Climate.  All of Ecology's lending is already focused on supporting the low-carbon, climate-resilient economy, which will be required to limit global warming to 1.5 degrees. Established in 1981, they have lent to over 3,000 projects. In 2018 they lent £38.4M to 255 sustainable projects.  Ecology have taken a number of initiatives to reduce their own environmental impact, including:  Eco-Build Offices, built with efficiency in mind, including solar panels, insulation, heat exchanger and high efficiency boiler, and a sedum nature roof. Gardens.  Designed to be edible, ecological and low maintenance, including a woodland and wildflower meadow.  Ecology is authorised by the Prudential Regulation Authority and is regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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Triodos Bank services are intended for savers, investors and organisations that want to make a positive impact in our world.  With 700,000+ customer across Europe and £6.5bn lent to projects across Europe that benefit people and the planet they are one of the world's most sustainable banks. They are authorised by the Prudential Regulation Authority and are regulated by the Financial Conduct Authority and the Prudential Regulation Authority. They only lend money to organisations that make a positive impact to society – whether that be socially, culturally, or environmentally. Triodos publish details of every organisation they lend money to.  Environmental sectors include organic farmers, renewable energy and ecological development.  Culturally they support arts, education, childcare, leisure and non-coercive expressions of religious belief. The Triodos approach for positive impact investing operates on a three step investment approach: 1. Filter in the 'good' 2. Filter out the 'bad' 3. Financial and sustainability analysis. Their seven sustainable transition themes are detailed on their website ( On the social side they support Fair Trade, sustainable retail, micro-finance and social projects. Triodos are a certified B corporation.

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PensionBee are an online personal pension provider with a mobile, paper free pension product.  They believe that pension providers must play a key role in helping to move the economy to 100% renewable energy sources. They have a Future World Fund that invest money into companies that pledge to move to an eco-friendly economy. Their strategy is to invest in fossil fuel companies in order to engage with them as shareholders and effect meaningful change. As a result of this strategy Shell have linked executive pay to carbon reduction targets. PensionBee believe that the major polluters of the world must change if the ambitious global carbon emissions targets are to be met and they use their voice to drive the required change.  However, some companies do not have the foresight to change for the better, so when they refuse to engage, they find that they have been disinvested from the Future World Fund. PensionBee is authorised and regulated by the Financial Conduct Authority.

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Green Accountancy supports sustainable businesses, social enterprise and charities with a comprehensive range of accountancy and tax services, including company accounts, tax, payroll, VAT, business planning, bookkeeping and personal tax. Green Accountancy also has a Carbon Accounting Service that helps small businesses and charities to:

  1. Measure environmental impact

  2. Create environmental statements

  3. Reduce their impact on the environment

  4. Understand and benefit from tax advantages through environmental consideration

  5. Enhance their green credentials by quantifying their environmental impact

They aim to operate with as little environmental impact as possible. On a quarterly basis they monitor ever aspect of their business in order to find further improvements they can implement. For their business they deliberately chose to occupy surplus accommodation within an in-use office building that is highly insulated and uses an energy efficient boiler.  Where possible, all furniture is purchased second hand to reduce the impact on landfill and reduce the requirement on the manufacturing of new desks. Windows have heat saving solar film that helps retain heat if the outside temperature is cooler than the office and reflects sunshine away on a hot day.  All waste paper is shredded and composted and all plastic and cardboard is recycled. To minimise electricity usage, photo voltaic solar panels are installed.

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With over 241,000 customers and £54 billion pounds under management AJ Bell are one of the UK's largest investment platforms.   In their high-tech Manchester office they have installed energy efficient equipment such as motion sensor lighting and video conferencing facilities to reduce travel requirements and help reduce the carbon footprint of the business.  They also send 100% of their Manchester office waste to be recycled and over 99% is fully recycled. Through a comprehensive employee support programme such as car sharing, season ticket loans and a cycle to work scheme staff are engaged in AJ Bell's mission to protect the planet's future and contribute to the global response to climate change. They also work with external partners to engage in various carbon offsetting programmes.